17 Feb

Research Funding

Access to funding when you need it is essential to both emerging and established businesses. So where can you find it? There are far more sources, which are far more accessible, than you may have imagined. Your capital acquisition strategy may include a combination of funding sources. It is smart to diversify, and a blend of debt, equity, and possibly grants is a great idea. Here are some options:

* If your company needs cash to cover expenses, cannot wait for the typical accounts receivable cycle, and has invoices and purchase orders, then consider asset-based lending.

Potential sources include your neighborhood bank or factoring finance companies, which you can locate online by searching for “factoring” and the name of your city.

* If your company needs cash to cover expenses, cannot wait for the typical accounts receivable cycle, and has a solid history of credit-card sales, then consider merchant cash advances.

Potential sources include http://Advanceme. com and other such services, which you can locate online by searching for the keywords “merchant cash advances. ”

* If your company needs seed or expansion capital and is willing to take on debt, then consider business loans, loans from friends and family, and microloans.

Potential sources include your neighborhood bank, the Small Business Administration, http://Prosper. com, http://TheSnapLoan. com, and http://Count-Me-In. org.

* If your company needs seed or expansion capital and has time to apply and wait for processing, then consider government or other types of grants.

Potential sources include http://Grants. gov and online searches for the keywords “small business grants. ”

* If your company needs seed or expansion capital and is willing to sell equity in the company, then consider angel investors, venture capitalists, and friends and family.

You can locate potential sources using online searches for the keywords “angel investors” or “venture capital” plus the name of your city.

* If your company needs to buy equipment or incur other capital expenses (such as pricey software), then consider an equipment lease line of credit.

One potential source is your neighborhood bank.

15 Feb

Artwork For Sale

The following article provides a quick guide on what to think about when preparing your artwork for printing.

It is important you follow these guidlines as any errors made are likely to cause a delay or cause unncessary stress should the final print quality be sub-standard.

1. Check your files
Check your artwork for spelling mistakes, grammar and ensure all images used are high resolution. Double check to make sure as any errors found will delay the turnaround of your product.

2. Bleed
Bleed is the extra bit of the design page which you design on, as normal, with the knowledge that it will be trimmed off the finished flyer. Any images on your artwork should bleed off the page, and essential text should be away from the trim edge by a good few mm’s. We use a 2mm bleed area on each edge.

3. Text
Keep essential text away from the edge of the flyer, by about 8-10mm for best results.

4. Print Resolution
Ensure your artworks resolution is at least 300dpi. The higher the resolution the better.

5. File Formats
If you’re using un-common fonts, ensure you supply your artwork as a flattened jpeg or tiff. This will ensure there will be no font problems when your artwork is checked. The most commonly accepted program formats are Quark, Illustrator, Photoshop, Corel Draw, Corel Paint, Freehand, InDesign and Paint Shop Pro. Vector files such as . eps and pdf’s are becoming more typical and ensure a better end product.

6. Colours
Unless you have a calibrated monitor your artwork is likely to have slightly different colours when printed. Ensure your colour choices are correct before sending to print.

7. A Final Check
Before sending to your printer, have one more final check that absolutely everything is as expected.

WARNING
There are two things you should consider when designing your flyers:

Due to the quick turn around of our flyers, they’re trimmed down not long after they’re printed, in most circumstances we try to give a printed sheet 8 hours to dry completely, this is not always the case. This is noticeable when one side of the flyer is left white, and the other side bleeds rich colour to the trim edge. This will cause slight powdering of the rich ink over, on to the white side. In this circumstance we recommend the use of borders.

Borders on the edge of a flyer, can sometimes give the flyer a classic look. But make sure the borders are a good few mm in from the trim edge, because of the way we print flyers (up to 32 at a time) and the speed at which we turn them round (from payment, to your door) these borders may not be an accurate trim to the exact 10th of a mm. This is why we ask for a 2mm bleed. The cutting blade could go either way. We can’t be held responsible for imperfect results if these borders are slightly uneven.

13 Feb

Painting Techniques

Also with the World Body Painting Festival (and of course the Body Painting Award) coming up on the 17th of July, it’s about time to get you all fired up in your body painting know-how.

More about this festival coming soon , but first a short introduction in the art of body painting.

Body painting is a form of body art, and has probably been around since the beginning of civilization. In almost every tribalist culture, body painting was performed during ceremonies or merely just for the beauty of it. Back then they used clay and other natural pigments.
Body painting still survives in parts of the world, and especially ‘Mehndi’, the form of body painting that uses henna dyes, is now very popular in the western world. The henna tattoo is semi-permanent.

Since the 1960’s, body painting emerged as an actual art form. However, there is the never-ending discussion about it’s social acceptability because body painting practically always involves nudity.

But no art without paint of course, and you’ll be happy to know that the paint is restricted to guidelines: the body paint has to be non-toxic and non-allergenic. The paint easily washes of with water and soap.

As for the henna dyes, which Mehndi uses, there’s a difference between the synthetic black henna, and the natural brown henna. The natural henna dye is completely safe when body painting, but the synthetic black henna dye could cause allergic reactions. You should have yourself patch tested before using these at body painting.

This should get you started, next time, more about the festival!

11 Feb

Painting Techniques

Have you ever heard about sand painting? Sand painting is a rediscovered craft that has its origin in the greatest deserts of the world.

What you need to do while sand painting?

• Empty jars or containers
• Powdered tempera paints in a variety of colors
• Clean sand from a beach
• Paper, plastic, glue and popsicle stick
• Plastic spoon and a plastic tray

Steps to follow while sand painting

• Draw out any picture on paper. It would be advisable if you keep the picture as simple as possible.
• Once you are done with the drawing pour out some sand into an empty container.
• Select a color of powdered tempera and add just a little to dry the sand.
• If you need more vibrant colors you need to add more tempera to the sand.
• Once you are done with the color mixing part you can begin your sand painting.
• You need to paint one section at a time. First decide where the color is going, put an even layer of glue on the paper and pour some colored sand on to the glue using a plastic spoon.
• Repeat the above point until the entire paper is covered.
• Now that many things is done allow the sand painting to dry.

One of the most effective images to paint on sand would be landscape painting.
Sand painting is a peculiar form of art which is not so popular as compared to the other painting types. If you wish to learn the art of sand painting you could try on a sand painting book. There are number of online book stores that offer sand painting book for beginners as well as professional. This book contains step by step guidance and helps you to learn the art better.

09 Feb

Research Funding

A best home improvement loan rate is a rate which doesn’t affect your pocket much at the time of repayment. This can happen when lender is ready to offer you what you are looking for in terms of interest rate, repayment term, repayment options or any other factor. A best home improvement loan rate varies from borrower to borrower. A rate which is best for you may not be good for other. Improving your home at best home improvement loan rate will also improve your equity in your home.

Home improvement is a matter of big concern these days as it has become more of a status symbol than necessity for most of the people. In addition to that whoever doesn’t need to live a comfortable life? Obviously you need to have enough funds for the transformation of your home. People go for home improvement loans but they end up paying higher interest rates as most of them avoid to research before they apply.

Research may sound to you as a tiring and long process but it can get you the best Home Improvement Loan rates in the market.

1. Start with banks and financial institutions offering home improvement loans
2. Make visits to the lender’s office in the market.
3. Don’t make any commitment to lenders.
4. Go for online option to compare the lenders.
5. Calculate your ability to repay the loan amount.
6. Study different interest rates and repayment options offered by them.
7. Analyze your credit history
8. Get your credit score from credit rating agencies
9. Consult with financial institutions regarding how to improve your credit score.
10. Consult with your loan officer.

If you are willing to offer your home or any other asset as collateral to the lender, secured home improvement loans is the best option to choose for you. As the interest rate on these loans are lower because the risk of the lender is secured by your property. This offers you more flexible options to repay. Lender follows a liberal attitude towards the borrower in this case.

The other option is to go for an unsecured home improvement loans which is best for those whoever are afraid of putting their possessions at risk with the lenders. The rate may be a little higher but the best loan is one which suits your requirements.

Best home improvement loan rate will get you renovate your dream house as you thought. It takes time in getting the best but the benefits attached to it will be long lived. Do a little bit hardship to get the best home improvement loan rate and mould your home as you desire.

03 Feb

Artwork For Sale

In addition to your design and layout, your paper choice can have a significant impact on the success of your flyer printing project as a promotional tool for your business.

Commercial flyer printing paper can be determined from coated or uncoated stock; by its weight; and by its costs. Here are any of the features of the different paper stock options available in the market:

Coated Paper Stock

Coated paper stock generally comes in gloss or matte. Normally, flyer printing companies use 80 # gloss text stock for printed flyers and brochures. There are also available number text stocks in the market which you can choose according to your flyer printing specifications (e. g. 70 # and 100 #).

Gloss is used to create a shiny and highly reflective finish to your flyers. Naturally, gloss coated paper is the popular choice for flyer printing layouts with full color pictures and images for that real and brilliant look.

Matte, on the other hand, is a coated paper stock with a dull finish. It is the popular choice for flyers printing companies that deal with heavy content and intensive text. The matte coat finish allows for easy reading of the content.

Uncoated Paper Stock / Offset Stock

Generally, offset stock paper includes uncoated stocks that are, in printing terms, “sized”. This means that the materials used on this offset stock gives off a smooth finish that can hold and maintain colors without absorbing them. Nevertheless, the material causes the offset-printed flyer printing image to have a dim and otherwise fuzzy appearance.

Offset stock is usually available in different colors, but the most desirable of course, is white. It also comes in many weights and sizes; in rolls or cut sheets; and in cases or reams. What’s interesting about this kind of paper stock is that it’s been in the printing industry for ages that it is considered as the stock of all stocks among printers.

Both paper stocks are further subdivided to (1) Text Stock, and (2) Cover Stock. The first one is the lighter of the two and is often used for the inside pages of a book or a catalog. Hence, it is less expensive compared to the cover stock. On the other hand, the cover stock is heavier and more durable that is why it is chosen by most printers for the outside cover of books and catalogs.

Your choice may be a heavy weight paper, or you might consider a glossy coated one for a more brilliant look and feel to your flyer printing pieces. Whatever your choice of paper stock, remember to consider all your options and decide on the one that will help you optimize your marketing strategy and business costs. And don’t forget to ask your flyer printing company to help you make the most suitable choice. They can give you a better alternative which can save you much of your budget.

03 Feb

Glass Painting

Art is something which makes you relax from all the stress. Glass painting is one of the fine types of painting. Glass painting is executed with oil and hard resin or watercolor and gum on glass sheet.

Glass painting create or enhance texture. Generally considering glass painting it’s a good combination of plain and colored portion which make your glass painting look good and more attractive.

To get start with your glass painting refer painting book which are easily available in the market and one who is an internet savvy can find it online. Today number of online sites provides you with all the glass painting information with the help of you can get start your glass painting.

Online sites not only has the information but also they provide you with all the information step by step which is more helpful for the painting beginner and not the beginner but also the professional artist as they can improve their painting skill and helps them to give good painting.

Today in glass painting has there own importance in the market. One can easily find these glasses painting book in the market. Online sites offer you not only with all the information but also the guidelines about using the quality of color and other equipment with are helpful while glass painting. Glass painting book is more helpful for the beginner to get start alone without taking anyone help. You can also buy this books online or one can take a printout of all the information which are given step by step

Anna Josephs is a freelance journalist having experience of many years writing articles and news releases on various topics such as pet health, automobile and social issues. She also has great interest in poetry and paintings, hence she likes to write on these subjects as well. Currently writing for this website Painting Book . For more details please contact at annajosephs@gmail. com

30 Jan

Painting Techniques

Duck Decoys are constructed of different materials. Most of which are factory manufactured of molded materials such as plastic. I’ve seen any made with a rubber like material you can inflate to use them and deflate them for easy transportation. You can factory manufactured duck decoys made from cork like material.

There are very good carvers out there whoever carve decoys from wood. Their artwork can really make those pieces of wood come to life once they’ve them painted up. Many people look for these decoys and pay good money to get them. This type of decoy is mostly used as art for collectors but there are people out there whoever carve working decoys for duck hunting. There is a self satisfaction and great admiration by other waterfowl enthusiast for people whoever carve there own decoys and find them really work for them as a duck hunter or even a wildlife photographer.

One problem that occurs when using decoys is the paint comes off after time. After a while those life like decoys can become very un-life like. Once this problem comes to affect you, there are a few choices you have to remedy this. You can purchase new decoys or you can repaint the old ones.

Don’t get all frustrated this can be fun and you can purchase books on the subject to learn how to paint your own decoys. Think of the satisfaction you’ll get when the decoys you paint up yourself come back to life once again. When you put them in the water and they actually work for you.

Why not get into carving your own duck decoys. Think of the pleasure that would bring whether you need to put them on your mantle or in the water and use them as working decoys. You can get books on carving duck decoys as well.

Whatever your enjoyment is, duck hunting, collector, photographer or hobbyist, carving and painting your own duck decoys can bring you great pleasure.

29 Jan

Research Funding

With people living longer and longer, funding retirement can become a stressful situation. Reverse mortgages can help home owners avoid worries about cash flow.

Reverse Mortgages

Reverse mortgages are essentially a method for turning the equity in your home into cash. Although there are various options, a typical reverse mortgage will provide you with a lump sum, monthly payments or a credit line based on the equity in your home. The mortgage will have a term of a certain number of years. Instead of making payments on the loan, the bank will become the owner of the percentage of your equity applied for the loan at the end of the term.

Reverse mortgages are only available to older applicants. Every person listed on the deed of the home must be 62 years of age or older. You must also use the home as your primary residence.

The decision to pursue a reverse mortgage can be a tricky one. The biggest issue is an emotional one. We are all mentally trained to buy a home and try to build equity over the years. With a reverse mortgage, we are making the mental leap to actually reduce the equity in our homes. While this may sound like a sensible method for using the nest egg equity, it makes you, me and everyone very nervous.

For any seniors, the reverse mortgage decision makes sense while it doesn’t for others. To limit the likely for problems and scams, banks are required to have senior applicants meet with unbiased third parties to determine the benefits and downside of using reverse mortgages.

If you or your parents have reached retirement age and are facing cash flow problems, you need to become flexible in dealing with finances. Reverse mortgages may be one flexible option that makes sense for your particular situation. After all, you cannot take the equity in a home with you.

25 Jan

Artwork For Sale

Hanging artwork in groupings can create an exciting look for any room. The simplest grouping is a pair: two pieces of art, framed identically. They might be placed side by side or one over the other, in an even or uneven manner.

Another easy grouping might be three or more pieces of art of varying sizes. Each piece must be framed in the style and color that works ideal for that individual item. It will look ideal if one work of art is quite large, even though the companion pieces are of smaller sizes.

For an easy way to set up a grouping wall in your home or office, spread your artwork over the floor in front of the wall area where it will hang.

Rearrange the smaller items around the one or two bigger pieces until the grouping has a look of harmony. Take care to have faces looking into the center of your arrangement. Watch for a rhythmic flow of colors, shapes and media.

Imagine your items hung low over the furniture or trailing to the baseboard for a designer look. Take light switches, outlets and heat ducts into consideration. When the “floor arrangement” looks perfect, move each item to the wall in the same relative position.

Note: Some homeowners swear by the following method: Cut newspaper or kraft paper to size for each item. Work out the “floor” design using these templates. Hang the “paper” items on the wall using small pieces of removable tape. Make needed adjustments. Use a straight pin or pencil to mark the spots where hooks should be nailed. Then hang and enjoy.